Michael Binger, CFA®
Senior Portfolio Manager of Gradient Investments, LLC
Michael Binger, CFA®, serves as the senior portfolio manager for Gradient Investments, LLC. Michael brings over 24 years of institutional equity investment experience to Gradient Investments and its affiliated advisors and clients. He has extensive experience working directly with financial advisors, designing and actively managing portfolios. Michael has successfully invested in numerous market and economic cycles giving him a level and depth of experience that is rare in this industry.
Michael started his investment career in Minneapolis with Lutheran Brotherhood in 1987 and gained experience managing assets in a variety of asset classes including convertible bonds, small cap equities and large cap equities. When Lutheran Brotherhood and Aid Association for Lutherans merged in 2001 to become Thrivent Financial, Michael was selected to work as the senior portfolio manager on the Large Cap Growth Team and Large Cap Alpha Team managing over $3 billion in assets. As the senior portfolio manager, he developed and oversaw the tactical investment strategies utilized within mutual funds, variable annuities, pension funds and insurance company products. These investment processes included proprietary portfolio construction strategies, security selection parameters and volatility controlled umbrellas.
Michael graduated from the University of Minnesota, earning a Bachelor of Science in Business Administration-Finance. He graduated with honors and was the University of Minnesota’s “Wall Street Journal Award Winner.” Michael is a CFA® and a member of The Chartered Financial Analyst Institute and the Twin Cities Society of Security Analysts.
Michael’s media highlights include providing market insight on CNBC, Bloomberg TV and Bloomberg Radio. He has also been quoted in The Wall Street Journal, Barron’s, Smart Money, Reuters, Business Week and numerous other local, national and global investment publications.
Liz Tredennick works with individuals to teach them the ins and outs of the Medicare System, including the crucial time frames important to enrollment, the varying Medicare options, and how someone can cap their out-of-pocket healthcare expenses. Planning for future healthcare dollars is an important part of an overall financial strategy.
Liz also provides seminars for clients and takes pride in taking the complex topic of Medicare and making it simple for them to understand. She has spoken to hundreds of community organizations and worked with thousands of people who are transitioning to Medicare. She has been providing Medicare education, counseling and group presentations to people since 2005. She was director of the Colorado SHIP (State Health Insurance Assistance Program) with the Colorado Division of Insurance, a program providing local counseling and assistance to Medicare beneficiaries throughout Colorado.
Liz says the answer to every Medicare question, and pretty much every question that can be asked about life, is “it depends.” The best coverage or solution for one person is very likely different for another. The answers are as individual as the people that bring them. Liz points out the benefits of each Medicare choice so that each person can determine the best course for their future.
Property & Casualty Specialist
Proper and affordable insurance has been my passion for the last 25 years. Insurance is one of those things most people don’t enjoy paying for but when they must use it, they expect it to take complete care of them and put them back where they were before the claim. This can’t happen unless the agent did their job in determining what needs to be protected and for how much. She takes great pride in making sure that her clients are wrapped securely in a bubble of protection, stretching their insurance dollars to fit their needs and their budget.
She and her husband and are a blended family of 7 kids and 5 grandkids. Get togethers are usually a crazy event of laughter, games and loving competition. Nothing is better than seeing the kids playing a game of corn hole and doing a victory dance after a win while food is on the BBQ and grandkids are playing nearby. Most of my clients have become dear friends and I protect them like family.
Her motto is, Making your worst day better.
Real Estate Expert
With nearly 30 years in the profession that Diane has always dedicated herself to pride, honesty, hardworking and full time. She has had the opportunity to become a mentor, educator, friend, and seasoned realtor that has full filled homeowners’ dreams and assisted home sellers to upgrade or downsize their dream homes. She understands working with new builds and has experience working with investors over the years. Her track record of customer satisfaction and loyalty can attest to her belief. Additionally, for the 3rd year in a row she was awarded the Five Star Professional award from 5280 Magazine given to the top 7% of realtors in the state of Colorado.
Veterans’ Benefit Specialist
Daryl is retired from the United States Air Force with a passion for finance, assisting Veterans and the Colorado real estate market.
He has over 11 years of experience serving in veterans here in Colorado Springs and the Denver Metro area. Not only does he have extensive experience dealing with Veterans’ benefits but also a great deal of experience as a real estate specialist handling FHA, VA and Conventional loans. This has allowed him to assist a full range of borrowers including First Time Homebuyers. He understands the learning curve associated with buying or refinancing a home so excels at ensuring each client is completely informed and fully understands their mortgage transaction. My efforts are totally focused on the needs of the homebuyer and family refinancing their home.
He also owns several rental properties here in Colorado Springs and regularly works with out of town military members to get their financing in place before they PCS to the local area. He and his team maintain the highest level of integrity and customer satisfaction when assisting clients with all their lending needs.
For more than 10 years, Marina has dedicated her life to teaching families and individuals how to master their financial situation. She excels at educating her clients on how to set up and adhere to a budget, get out of debt, and how to improve credit scores.
With her master’s degree in accounting and experience in the banking industry, She is dedicated to ensuring each client achieves their goals and reaches her dreams. She takes the time to customize each family’s budget and builds in check points to create accountability along their path towards financial freedom. She understands the ins and outs of the financial world in order to utilize the most up to date techniques and create financial solutions for every family She works with.
Long Term Care Specialist
Aaron Eisenach is a specialist in extended care planning whose goal is to help families mitigate the emotional, physical and financial consequences of a long-term care event. His passion to help others stems from his father’s and grandfather’s battles with Alzheimer’s Disease at relatively young ages and witnessing the lasting impacts on family and finances. He believes that everyone deserves a serious conversation about the potentially devastating emotional, physical and financial consequences a long-term care event can cause.
Aaron serves the community in a variety of ways all advocating for groups that support and encourage proactive long-term care planning in Colorado. He is a member of the National Association of Insurance and Financial Advisors and the American Association for Long Term Care Insurance.