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Couple on couch going over documentsWe are all affected by debt and taxes. Almost 87% of families are in debt with the average in December 2018 being $135,768*. A borrower defaults on his or her loans every 28 seconds, joining eight million others already in default; and the consequences are severe, including seized wages damaged credit reports and family stress which further drive the debt spiral. The average American household is paying 24%** on taxes you have a formula that inherently diminishes our ability to compound our own money.

Albert Einstein said, “Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” We understand that your money will always compound—the secret is to make sure it compounds for YOU, not someone else. If you owe taxes or have significant debt, your money is compounding for someone else.

Using our SMART Debt Elimination strategies can help you build a program that eliminates debt and the destructive powers of accrued interest.

Our Debt Free 4 Life service is an effective method designed to eliminate debt. The problem with the traditional debt snowball is you will always need to return to the banks, auto financiers, and credit card companies for your next purchase.

Once a dollar is spent you don’t have it to make your next purchase. With Debt Free 4 Life, your debts get paid off plus there is an accumulated capital that is available to you that you then “loan” to yourself. By making yourself the only banker you will need in the future after you pay off your current debts, you can save significant dollars otherwise lost to the interest expense of future mortgages, student loans, auto loans, credit cards, and other forms of borrowed money.

For debt elimination and lifelong freedom from debt:

For tax-aware retirement income planning:

For business owners and entrepreneurs:


** Money 8/2018


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